Friday, July 28, 2006

Credit card smart. How to use your credit card safely

Nobody plans to be a victim of credit card fraud. But criminals have other ideas, so its important to be mindful of using best practices to minimise the chances of having your credit card account maxed out by others. In particular do the following.
  1. Sign any new cards as soon as you receive them.
  2. Use different PINs for different cards.
  3. Memorise your PINs and do not write them down.
  4. Never give anyone else your PIN details or any other account information.
  5. Remember that your bank will NEVER request details of your PIN or whole passwords, by email or letter or over the phone.
  6. Destroy copies of any receipts that detail your card details.
  7. Regularly check your cards to ensure none have gone missing